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	<title>Comments on: Win $500 Wal-Mart Gift Card!</title>
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	<link>http://www.frugalous.com/2008/12/win-500-wal-mart-gift-card/</link>
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		<title>By: Misty</title>
		<link>http://www.frugalous.com/2008/12/win-500-wal-mart-gift-card/comment-page-3/#comment-182</link>
		<dc:creator>Misty</dc:creator>
		<pubDate>Tue, 16 Dec 2008 01:32:25 +0000</pubDate>
		<guid isPermaLink="false">http://frugalous.com/?p=68#comment-182</guid>
		<description>My best money saving tip is...drum roll.......start shopping on the day after Christmas- get a head start on the next year. I love to buy holiday candles, special ornaments, platters, and fragrance gift sets ( I could go on and on) and store them for the next year. I find amazing bargains the week after Christmas and then periodically through the year. I save 50-90% off the regular price and I avoid the last minute scramble to find a gift-last minute purchases are stressful for me and end up costing a lot more. I save money and gain peace of mind knowing that I am prepared.&lt;br&gt;&lt;br&gt;&lt;br&gt;&lt;br&gt;twitter username mistymc77, I signed up for the newsletter w/ email address &lt;a href=&quot;mailto:mistymc77@hotmail.com&quot; rel=&quot;nofollow&quot;&gt;mistymc77@hotmail.com&lt;/a&gt;</description>
		<content:encoded><![CDATA[<p>My best money saving tip is&#8230;drum roll&#8230;&#8230;.start shopping on the day after Christmas- get a head start on the next year. I love to buy holiday candles, special ornaments, platters, and fragrance gift sets ( I could go on and on) and store them for the next year. I find amazing bargains the week after Christmas and then periodically through the year. I save 50-90% off the regular price and I avoid the last minute scramble to find a gift-last minute purchases are stressful for me and end up costing a lot more. I save money and gain peace of mind knowing that I am prepared.</p>
<p>twitter username mistymc77, I signed up for the newsletter w/ email address <a href="mailto:mistymc77@hotmail.com" rel="nofollow">mistymc77@hotmail.com</a></p>
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		<title>By: Michelle Morris</title>
		<link>http://www.frugalous.com/2008/12/win-500-wal-mart-gift-card/comment-page-3/#comment-181</link>
		<dc:creator>Michelle Morris</dc:creator>
		<pubDate>Mon, 15 Dec 2008 21:08:46 +0000</pubDate>
		<guid isPermaLink="false">http://frugalous.com/?p=68#comment-181</guid>
		<description>A great money saving holiday tip that we use is using stamp pads with the letter of each of our children on them a G for Garrett and a S for Skyler, the stamp is scroll font, and instead of using labels we stamp a letter on the package.  Our kids know that Santa doesn&#039;t have time to write out every boy and girls name, it adds a nice touch to their Christmas thoughts, and saves a frenzied mom on Christmas time a little extra time, and money!</description>
		<content:encoded><![CDATA[<p>A great money saving holiday tip that we use is using stamp pads with the letter of each of our children on them a G for Garrett and a S for Skyler, the stamp is scroll font, and instead of using labels we stamp a letter on the package.  Our kids know that Santa doesn&#39;t have time to write out every boy and girls name, it adds a nice touch to their Christmas thoughts, and saves a frenzied mom on Christmas time a little extra time, and money!</p>
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		<title>By: Donna Holmberg</title>
		<link>http://www.frugalous.com/2008/12/win-500-wal-mart-gift-card/comment-page-3/#comment-180</link>
		<dc:creator>Donna Holmberg</dc:creator>
		<pubDate>Mon, 15 Dec 2008 04:45:10 +0000</pubDate>
		<guid isPermaLink="false">http://frugalous.com/?p=68#comment-180</guid>
		<description>My email used for the newsletter is &quot;one6ylady@aol.com&quot;</description>
		<content:encoded><![CDATA[<p>My email used for the newsletter is &#8220;one6ylady@aol.com&#8221;</p>
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		<title>By: Donna Holmberg</title>
		<link>http://www.frugalous.com/2008/12/win-500-wal-mart-gift-card/comment-page-3/#comment-179</link>
		<dc:creator>Donna Holmberg</dc:creator>
		<pubDate>Mon, 15 Dec 2008 04:42:41 +0000</pubDate>
		<guid isPermaLink="false">http://frugalous.com/?p=68#comment-179</guid>
		<description>I added myself to the newsletter, I&#039;m twittering as &quot;one6ylady&quot; and my best money-saving tip for the holiday season is this:&lt;br&gt;&lt;br&gt;My friends and I are always wanting new decorations for our yards and houses at Christmas time... but we&#039;re all on very tight budgets. So I came up with a great solution. Each year, just after Thanksgiving, we load our cars with Christmas decorations (or photos of items that are simply to big to carry in that small car, and we do a &quot;Decoration Swap&quot;.  For each item you brought in person or brought a photo of,  you are given &quot;credits&quot; to use to &quot;barter&quot; for other items that others brought to the swap floor. This way, everyone gets new items to add to their selection, but nobody has to pay for anything. Once you swap it, the new person owns it, and has the option to put it up for swap next year, or keep it forever if they can&#039;t part with it. This way, our house and yard decorations appear new and different to our families and neighbors every year without draining our pockets. The bargaining gets fierce, but it&#039;s a lot of fun!</description>
		<content:encoded><![CDATA[<p>I added myself to the newsletter, I&#39;m twittering as &#8220;one6ylady&#8221; and my best money-saving tip for the holiday season is this:</p>
<p>My friends and I are always wanting new decorations for our yards and houses at Christmas time&#8230; but we&#39;re all on very tight budgets. So I came up with a great solution. Each year, just after Thanksgiving, we load our cars with Christmas decorations (or photos of items that are simply to big to carry in that small car, and we do a &#8220;Decoration Swap&#8221;.  For each item you brought in person or brought a photo of,  you are given &#8220;credits&#8221; to use to &#8220;barter&#8221; for other items that others brought to the swap floor. This way, everyone gets new items to add to their selection, but nobody has to pay for anything. Once you swap it, the new person owns it, and has the option to put it up for swap next year, or keep it forever if they can&#39;t part with it. This way, our house and yard decorations appear new and different to our families and neighbors every year without draining our pockets. The bargaining gets fierce, but it&#39;s a lot of fun!</p>
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		<title>By: Angie Hopkins</title>
		<link>http://www.frugalous.com/2008/12/win-500-wal-mart-gift-card/comment-page-3/#comment-178</link>
		<dc:creator>Angie Hopkins</dc:creator>
		<pubDate>Mon, 15 Dec 2008 02:35:13 +0000</pubDate>
		<guid isPermaLink="false">http://frugalous.com/?p=68#comment-178</guid>
		<description>My money saving tip:  If exchaning gifts with extended family start a new tradition of giving each other stockings filled with lots of goodies and set a small limit for the amount spent.  We use $12 limits.  We draw the name of our recipient right after Christmas dinner for the next year and then we have all year to collect goodies at clearance sales, yard sales, dollar stores, etc.  We also love that the gifts have to be small enough to go into the stocking (no more cluttery items taking up space), and are usually things that are consumable like lotions, candy, etc.  It makes giving and receiving fun and you never know what to expect.&lt;br&gt;&lt;br&gt;I&#039;m following you under the name Thriftyflmama and I signed up for your newsletter as &lt;a href=&quot;mailto:Thriftyfloridamama@gmail.com&quot; rel=&quot;nofollow&quot;&gt;Thriftyfloridamama@gmail.com&lt;/a&gt;&lt;br&gt;&lt;br&gt;thanks for a sweet contest!</description>
		<content:encoded><![CDATA[<p>My money saving tip:  If exchaning gifts with extended family start a new tradition of giving each other stockings filled with lots of goodies and set a small limit for the amount spent.  We use $12 limits.  We draw the name of our recipient right after Christmas dinner for the next year and then we have all year to collect goodies at clearance sales, yard sales, dollar stores, etc.  We also love that the gifts have to be small enough to go into the stocking (no more cluttery items taking up space), and are usually things that are consumable like lotions, candy, etc.  It makes giving and receiving fun and you never know what to expect.</p>
<p>I&#39;m following you under the name Thriftyflmama and I signed up for your newsletter as <a href="mailto:Thriftyfloridamama@gmail.com" rel="nofollow">Thriftyfloridamama@gmail.com</a></p>
<p>thanks for a sweet contest!</p>
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		<title>By: Jill Jacobs</title>
		<link>http://www.frugalous.com/2008/12/win-500-wal-mart-gift-card/comment-page-3/#comment-177</link>
		<dc:creator>Jill Jacobs</dc:creator>
		<pubDate>Mon, 15 Dec 2008 02:24:48 +0000</pubDate>
		<guid isPermaLink="false">http://frugalous.com/?p=68#comment-177</guid>
		<description>1. Re-use toys (especially for small children)  Use hand me downs that are in good condition, buy on ebay, or buy at consignment stores!  &lt;br&gt;&lt;br&gt;2. twitter name @naturalmommy&lt;br&gt;&lt;br&gt;3. &lt;a href=&quot;mailto:davidandjilljacobs@hotmail.com&quot; rel=&quot;nofollow&quot;&gt;davidandjilljacobs@hotmail.com&lt;/a&gt;</description>
		<content:encoded><![CDATA[<p>1. Re-use toys (especially for small children)  Use hand me downs that are in good condition, buy on ebay, or buy at consignment stores!  </p>
<p>2. twitter name @naturalmommy</p>
<p>3. <a href="mailto:davidandjilljacobs@hotmail.com" rel="nofollow">davidandjilljacobs@hotmail.com</a></p>
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		<title>By: nycti</title>
		<link>http://www.frugalous.com/2008/12/win-500-wal-mart-gift-card/comment-page-3/#comment-176</link>
		<dc:creator>nycti</dc:creator>
		<pubDate>Sun, 14 Dec 2008 23:36:17 +0000</pubDate>
		<guid isPermaLink="false">http://frugalous.com/?p=68#comment-176</guid>
		<description>Start holiday shopping early some, you get some really good deals in the early months &lt;a href=&quot;mailto:nyckia@msn.com&quot; rel=&quot;nofollow&quot;&gt;nyckia@msn.com&lt;/a&gt; a new newsletter subcriber</description>
		<content:encoded><![CDATA[<p>Start holiday shopping early some, you get some really good deals in the early months <a href="mailto:nyckia@msn.com" rel="nofollow">nyckia@msn.com</a> a new newsletter subcriber</p>
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		<title>By: Brenda D.</title>
		<link>http://www.frugalous.com/2008/12/win-500-wal-mart-gift-card/comment-page-3/#comment-175</link>
		<dc:creator>Brenda D.</dc:creator>
		<pubDate>Sun, 14 Dec 2008 21:22:46 +0000</pubDate>
		<guid isPermaLink="false">http://frugalous.com/?p=68#comment-175</guid>
		<description>One money saving tip that really helped me this year was to start buying presents for people in July and just buy a few presents each month.  By spacing it out and looking for things on sale it wasn&#039;t a blast to our checking account in December.  Also we choose names for our big family gatherings!! I could sure use this card to start saving in January!&lt;br&gt;Thanks!</description>
		<content:encoded><![CDATA[<p>One money saving tip that really helped me this year was to start buying presents for people in July and just buy a few presents each month.  By spacing it out and looking for things on sale it wasn&#39;t a blast to our checking account in December.  Also we choose names for our big family gatherings!! I could sure use this card to start saving in January!<br />Thanks!</p>
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		<title>By: Caryn Bailey</title>
		<link>http://www.frugalous.com/2008/12/win-500-wal-mart-gift-card/comment-page-3/#comment-174</link>
		<dc:creator>Caryn Bailey</dc:creator>
		<pubDate>Sun, 14 Dec 2008 05:46:58 +0000</pubDate>
		<guid isPermaLink="false">http://frugalous.com/?p=68#comment-174</guid>
		<description>I like to shop/pick up gifts all year round when I find great deals/sales.  When Christmas comes, I often have many gifts already figured out and it is great not to have to spend a bunch of money at one time.  I also have more time to shop around for the best deals&lt;br&gt;jasonncaryn at yahoo dot com&lt;br&gt;rockinmama (twitter)</description>
		<content:encoded><![CDATA[<p>I like to shop/pick up gifts all year round when I find great deals/sales.  When Christmas comes, I often have many gifts already figured out and it is great not to have to spend a bunch of money at one time.  I also have more time to shop around for the best deals<br />jasonncaryn at yahoo dot com<br />rockinmama (twitter)</p>
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		<title>By: Gail</title>
		<link>http://www.frugalous.com/2008/12/win-500-wal-mart-gift-card/comment-page-3/#comment-173</link>
		<dc:creator>Gail</dc:creator>
		<pubDate>Sat, 13 Dec 2008 21:20:37 +0000</pubDate>
		<guid isPermaLink="false">http://frugalous.com/?p=68#comment-173</guid>
		<description>My best holiday money-saving tip is to skip the drive-thru when shopping around. When I know that I&#039;ll be out for a few hours, I take along a cooler filled with water, sodas, snacks or sandwiches. This helps me save a $1-$5, which could buy a nice  holiday gift for someone!</description>
		<content:encoded><![CDATA[<p>My best holiday money-saving tip is to skip the drive-thru when shopping around. When I know that I&#39;ll be out for a few hours, I take along a cooler filled with water, sodas, snacks or sandwiches. This helps me save a $1-$5, which could buy a nice  holiday gift for someone!</p>
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